Terms of service

These terms govern your use of AusFinance.net (the "site"). By accessing or using the site, you agree to these terms. References to "we" or "us" mean the operator of AusFinance.net.

General information, not advice

The calculators and content on AusFinance.net are provided for general informational purposes only and do not take into account your personal objectives, financial situation, or needs. Nothing on the site constitutes financial, tax, legal, or other professional advice. Before making any financial decision, seek advice from a suitably licensed professional.

No warranty

The site is provided on an "as is" and "as available" basis. While we make reasonable efforts to keep the calculators accurate and based on up-to-date figures, we make no warranty that the site will be error-free, uninterrupted, or that results will match any particular real-world outcome. Figures such as tax rates, thresholds, and benchmarks may change, and the site may not always reflect the latest changes.

Limitation of liability

To the extent permitted by law, we are not liable for any loss or damage — including direct, indirect, incidental, or consequential loss — arising from your use of, or reliance on, the site. Where liability cannot be excluded by law, our liability is limited to the re-supply of the affected service.

Acceptable use

You agree not to:

• use the site in a way that violates any applicable law or regulation;
• interfere with, probe, or disrupt the site or the systems on which it runs;
• attempt to gain unauthorised access to any part of the site; or
• scrape, mirror, or systematically extract content in a manner that burdens the service.

Intellectual property

Unless otherwise noted, all content on AusFinance.net — including text, layout, and calculator logic — is owned by or licensed to the operator of the site. You may view, share, and link to pages for personal, non-commercial use. You may not reproduce, republish, or adapt substantial portions of the site without prior written permission.

Third-party links

The site may link to third-party resources (for example, ASIC MoneySmart or the ATO) for reference. We don't endorse and are not responsible for the content of third-party sites.

Governing law

These terms are governed by the laws of Australia. You agree to submit to the non-exclusive jurisdiction of the courts of Australia in respect of any dispute arising from your use of the site.

Changes to these terms

We may update these terms from time to time. Material changes will be indicated by updating the effective date at the top of this page. Continuing to use the site after an update constitutes acceptance of the updated terms.