Pay calculator
Gross to net Australian take-home pay. Enter your salary, tick whether it includes super, and whether you have a HECS-HELP loan.
Assumptions
- FY 2025-26 Australian resident tax rates.
- Single, no dependants; Medicare levy applied at 2% above the income threshold.
- Super Guarantee at 12% (employer-paid on top of your gross).
- HECS-HELP uses the post-reform marginal schedule (15% on income above $67,000, 17% above $125,000).
- Doesn't include Medicare Levy Surcharge, Division 293 contributions tax, Family Tax Benefit, salary sacrifice, novated lease, overtime, or bonuses.