Home loan repayment calculator

Enter your loan amount, interest rate, and term to estimate your repayments. We use the standard Australian principal-and-interest formula — no inflated fortnightly-savings tricks.

Loan details

Loan amount (AUD)

Interest rate (% p.a.)

Term (years)

Repayment frequency

Your repayment

$4,613.00per month

Total paid: $1,660,681
Total interest: $910,681
Monthly equivalent: $4,613

Assumptions

Fixed interest rate for the full term (no rate changes).
Principal-and-interest repayments (not interest-only).
Fortnightly and weekly repayments use the honest 26- and 52-period split of the monthly amount.
No fees, no offset account, no extra repayments in this view.
Estimates only — your lender's schedule may differ slightly due to daily-interest rounding.